In the world, there is a growing need for scientific research that will create a basis for improving the mechanisms for using tourist and recreational facilities in order to develop the tourism sector, increase its share in macroeconomic indicators, and provide the population with new jobs in the regions of the country. In this regard, the issues of developing new methodological approaches are of urgent importance

This article analyzes the role of digital payment systems in the economy and their impact on money circulation and the velocity of money. Digital payment systems ensure the speed, transparency, and security of financial transactions, thereby reducing the need for cash. This process positively influences economic development, accelerates money circulation, and contributes to the wider accessibility of financial services. In addition, the article highlights opportunities to accelerate economic processes through electronic payments, mobile banking, and other digital technologies

In this article, since the development of processing enterprises is of great importance, modern issues of competition are analyzed in order to identify potential customers of the enterprise, study and satisfy their needs and desires, and expand its activities in the market. As a result of the study, practical proposals and recommendations were developed to increase the competitiveness of industrial enterprises

This article explores the meaning and origin of the concept of economics. It provides information about the contributions of Eastern scholars to the development of economic thought. The economic theories and ideas created by each scholar are analyzed. The paper also highlights how economics developed in ancient times

This scientific article covers the content, structure and stages of development of the tourism industry based on the opinions of scientists, and also reveals the role of economic, social and cultural factors in the formation of this industry. The modern structure of the tourism industry, global trends and prospects for its further development are analyzed. In addition, proposals for improving this area are presented.

This article explores the necessity of introducing an Islamic finance system in Uzbekistan, as well as analyzing the current legal frameworks and institutional environment. Islamic finance operates in accordance with Sharia principles, which prohibit interest (riba), gambling (maisir), and excessive uncertainty (gharar). Although Islamic finance is a relatively new concept in Uzbekistan, the demand for fair, ethical, and Sharia-compliant financial services is steadily increasing, particularly among the predominantly Muslim population. The article examines the core principles of Islamic finance and highlights financial instruments such as sukuk, mudarabah, and musharakah. It also discusses the legal mechanisms required to implement them effectively. The existing gaps in national legislation, the insufficient development of regulatory bodies, and international best practices are assessed in the context of Uzbekistan. Finally, the article proposes conceptual recommendations to support the establishment and sustainable growth of an Islamic financial system in the country.

Today, there is an increasing need for scientific research that will lay the foundation for improving the mechanisms of using tourist and recreational facilities in order to further develop the tourism sector in the world, increase its share in macroeconomic indicators, and provide the population with new jobs in the regions of the country. In this regard, this article analyzes the role of the marketing approach in the development of the tourism services market in the regions of the country.