This article examines the theoretical foundations and conceptual approaches to strategic innovation management and its role in the modern economic system. The essence and content of the concept of "innovation" are analyzed, and various scientific interpretations defining innovation as a process, result, system, tool, and change are systematized and compared. The study also explores the specific features of strategic innovation management in entrepreneurial entities, key factors in the formation of innovation potential, and the regulatory and legal framework. The article analyzes the views of both domestic and foreign scholars (Komarov, Komkov, Asimova, Glazyev, OECD/Eurostat, and others) and substantiates the importance of systemic and evolutionary approaches in innovation management

The article analyzes the progress of the Triple Helix innovative model, the reasons and conditions for its change. The original model considered the interaction of the state, business structures and the scientific (including university) community. The article demonstrates how the interaction of elements becomes more complex with the emergence of the fourth, called "public" (media, culture, creative industry, etc.). The role of this element in the Quadruple Helix innovative model is studied. The significance of the work lies in clarifying the characteristics and conditions for the complication of innovative interaction. The Fivefold Helix innovation model illustrates what qualitative changes occur in the relationships of innovation process participants. It accumulates ecological and social aspects of development.

This article examines the economic essence of regional investment-innovation processes, their structural components, operational mechanisms, and specific features that emerge at the territorial level. The study analyzes the interrelation between investment activity and innovation development, their impact on the regional economic potential, and the role of infrastructure, institutional environment, and governance mechanisms in improving process efficiency. The research also highlights regional disparities, resource allocation factors, clustering processes, and modern forms of public-private partnerships. The findings provide practical value for enhancing regional competitiveness, formulating innovation development strategies, and improving regional investment policies

In this article, foreign experiments of the development of innovative-investment entrepreneurship and their possibilities of application in the conditions of the national economy are scientifically-theoretically covered. In the current process of globalization, the introduction of innovations and the effective management of investments have become an important factor in economic development. Foreign experience shows that in the development of innovative-investment entrepreneurship, financial mechanisms, the perfection of the legal base, the initiative of entrepreneurs and the high level of scientific potential occupy an important place. The implementation of these experiences in the national economy makes it possible to develop innovative infrastructure, form a venture capital market, stimulate the private sector and support the activities of startups. At the same time, it is necessary to adapt foreign experience to national conditions, effectively use existing resources and improve the national innovation system. This article will analyze foreign experiences and highlight the mechanisms of their implementation for the Uzbek economy, as well as provide theoretical and practical directions for the development of national innovative and investment entrepreneurship.

This article develops a comprehensive methodology for assessing the development level of railway manufacturing enterprises. The study is grounded in the Industry 4.0 paradigm, digital transformation, and sustainable development concepts. The Integral Development Index (IDI) methodology encompasses six criterion groups  production efficiency, financial stability, innovation activity, digital transformation, human capital, and environmental sustainability. Quantitative and qualitative indicators are defined for each group, with weight coefficients determined using the Analytic Hierarchy Process (AHP). Approbation results are presented using Uzbekistan's railway industry as a case study

This article provides a scientific analysis of the role of the informatization process in societal development, as well as its impact on economic, social, and spiritual life. The widespread implementation of information and communication technologies (ICT), the process of "digital transformation," and their role in radically changing social relations are examined and analyzed. The research employed methods of literature review, comparative analysis, and a systematic approach. The results indicate that countries with a high level of informatization experience accelerated economic growth rates, enhanced effectiveness of social management, and a highly developed intellectual potential of the population.

The article examines the circulation of venture capital in the process of reproduction, it reflects the movement of economic entities of capital, the change in the forms of capital in the process of circulation and its characteristics.

The article discusses the main problems faced by young entrepreneurs in the process of digitalization of their business. Both technological and financial barriers are analyzed, including lack of funds for the implementation of new digital solutions and low digital literacy of entrepreneurs. Attention is also focused on socio-cultural barriers associated with changes in organizational culture and the risks associated with the uncertainty of digital transformation. The article also discusses recommendations for overcoming these problems, including the need to create institutional support, develop educational programs and increase the level of financial access. The results of research conducted by scientists, as well as information from organizations supporting the digitalization of small and medium businesses are presented.

This article examines the role and significance of institutional mechanisms in the process of regional development. Mechanisms that structure the interactions between government, local authorities, the private sector, and civil society are assessed as essential tools for promoting regional economic growth. The study analyzes the experiences of foreign countries (EU, Ukraine, Russia) and explores the theoretical and practical foundations of the institutional approach. Based on a review of scholarly sources, the article substantiates the effectiveness of such mechanisms in fostering innovation, attracting investment, and reducing interregional disparities.

The article examines internal and external factors that influence the efficiency of the enterprise value management system, and details the role and significance of these factors in the enterprise value management process. The important role of the efficiency of managing production, investment and innovation processes at the enterprise, managing the financial and material resources available at the enterprise, as well as human resources, in the enterprise value management system is substantiated.

Cloud technologies, artificial intelligence and analytical programs are becoming increasingly important in small business management. They help small businesses develop their activities, increase efficiency, reduce costs and optimize the decision-making process. The article describes the meaning, essence and mechanisms for the implementation of innovative digital technologies in simplifying financial management and increasing the efficiency of small businesses. By introducing innovative technologies into small business processes, a synthesis of conditions for systemic management was carried out. Innovative development of small businesses, the innovative environment and the potential for innovation are considered and, based on this, are an important factor. The possibilities of accelerating business processes, reducing costs and increasing the level of accuracy and transparency of financial relations are analyzed.

This article examines the system of factors determining the effectiveness of financial resource management in higher education institutions. The expansion of higher education enrollment, changes in the proportion of government-funded and tuition-based financial resources, and the growing need to finance research and innovation activities require a qualitative improvement in financial management. The purpose of the study is to systematize the factors affecting the formation, allocation, and control of financial resources and to develop an integrated assessment methodology. The research applies a systems approach, comparative analysis of regulatory and legal documents, the indicator method, the Analytic Hierarchy Process (AHP), normalization techniques, and sensitivity analysis. The findings classify the influencing factors into five interrelated groups: the institutional and regulatory environment, diversification of funding sources, the quality of internal financial management, the efficiency of resource allocation, and transparency and financial risk management. Based on these groups, a Financial Resource Management Efficiency Index for higher education institutions is proposed. The index can be used to diagnose the financial sustainability and development potential of higher education institutions, identify priority expenditure areas, and improve the quality of managerial decision-making. The research findings may also be applied in developing medium-term financial plans, introducing responsibility centers for budgetary and extra-budgetary funds, and establishing internal financial monitoring systems

This article provides a comprehensive analysis of the theoretical and practical aspects of the development of e-commerce systems in the context of digital transformation. The study examines the role of e-commerce in the modern economy, its development trends, and the impact of digital technologies on this process. Also, the main factors that contribute to increasing the efficiency of e-commerce systems digital infrastructure, innovative technologies, marketing strategies, and legal frameworks are scientifically analyzed. The article provides a comparative analysis of the development processes of e-commerce at the global and national levels, and important conclusions are drawn based on the experience of developed and developing countries. The study reveals the impact of e-commerce on economic efficiency, employment levels, and the transformation of market relations

In the process of modernizing Uzbekistan’s financial market, the effective organization of securities market operations, particularly in the primary and secondary markets, has become a crucial factor. The primary market provides enterprises with opportunities to attract capital, while the secondary market enhances liquidity, transparency, and investor confidence, thereby fostering sustainable development of the national economy. This study analyzes the prospects for improving securities operations in Uzbekistan, with a focus on institutional reforms, the implementation of digital technologies, and the application of international best practices

This article examines ways to enhance the participation of commercial banks in poverty reduction. It analyzes the role of banks in alleviating poverty through credit policies, financial inclusion, microloans, and financing social projects. Furthermore, the article suggests measures to strengthen the social responsibility of commercial banks and improve the accessibility of financial services based on international experience.

This article discusses strategies for the development of financial services in commercial banks in order to increase their competitiveness, efficiency and value proposition. In an era characterized by global technological development and changing customer preferences, commercial banks face the need to innovate and adapt to changing market demands. The article notes that today, when digital technologies are rapidly developing, the banking sector is reorganizing its activities in accordance with modern requirements. The digital financial services offered by commercial banks serve not only to meet the needs of customers, but also to improve the quality of banking services, reduce operating costs and increase competitiveness.
The process of developing digital financial services by commercial banks has been gradual for many years, depending on technological progress, changes in customer requirements and the development of global financial markets. The implementation of these strategies will help commercial banks take a leading position in the financial services sector, stimulate business growth and achieve broader goals of economic prosperity and social well-being.

The article explores innovations in education, their impact on the learning process, and the role of ICT and active teaching methods. It highlights the importance of fostering children's confidence and transitioning from authoritarian pedagogy to a collaborative model. The study also examines media effect theories that influence information perception.

Educational services, programming services, intellectual property, engineering and other promising types of services based on the development stage of the higher education system in the process of building a new Uzbekistan and the future work and the experience of developed countries. rapid development, effective use of available opportunities, growth of export of services is one of the priority tasks that ensure the transition to the path of all-round beneficial development for the innovative development of our country.