Institutional and legal reforms aimed at increasing financial transparency in the Republic of Uzbekistan are analyzed. In recent years, the country has been implementing a number of measures to ensure the openness of public finances, strengthen citizen participation in the budget process, and increase transparency by digitizing the tax and expenditure system. This study assesses the main directions of these reforms, their effectiveness, and compliance with international standards (for example, the IMF's fiscal transparency criteria, PEFA indicators).

This article analyzes the reforms being implemented in the banking system of Uzbekistan, strategies for ensuring financial stability and attracting resources. It is shown that the country's economic stability should be increased through modernization of the banking system, new financial instruments and innovative approaches. The article discusses the main problems of the banking system of Uzbekistan, modern methods for their elimination, as well as opportunities for attracting resources based on international experience and their significance for the country's economy. At the same time, it recommends ways to increase the efficiency of banks and financial institutions through reforms and have a positive impact on the state economy.

The article examines approaches to developing a practical model for adapting foreign university marketing strategies to the context of higher education institutions in Uzbekistan, taking into account institutional reforms, the characteristics of the digital environment, and legal restrictions on data processing. It considers the methodological foundations of the study, including a review of international and Uzbek literature and official sources, comparative case analysis, SWOT analysis, as well as the modeling of survey and interview results

In order to further improve the tax system in our republic, to reduce hidden circulation in the economy, and to implement the main directions of the concept of improving the fair tax policy of the Republic of Uzbekistan, expanding the tax base by introducing digital technologies to the tax administration and some important reforms in the tax system were studied, foreign experience, scientific-practical conclusions, and proposals for its application in our country have been developed.

This article analyzes the issues of ensuring economic stability through the state budget and taxes. The study examined fiscal indicators, the dynamics of budget revenues and expenditures, and their ratio to GDP. Structural changes in the tax system, the expansion of the tax base, and the intensification of digitalization processes were identified as important factors influencing economic stability. Analysis of the effectiveness of budget expenditures revealed the highest effectiveness of infrastructure projects and the need to increase efficiency in the healthcare and education sectors. According to the research results, the state fiscal policy is one of the main mechanisms for strengthening economic stability, and in the future, it is necessary to deepen reforms in the areas of reducing the deficit, optimizing expenditures, and increasing social effectiveness

This article highlights the role and importance of interregional tax inspection in improving large-scale reforms aimed at creating favorable conditions for conducting business activities in the tax sphere in the country and further strengthening the confidence of business circles. At the same time, some important reforms in the organization of makhallabay work in the tax system of Uzbekistan are studied, foreign experience is studied, scientific and practical conclusions and proposals are developed on its application in our country.

This article examines the role of payroll and tax digitalization in enhancing the stability of the labor market. The relevance of the topic is justified within the context of global digital transformation and the growing need for transparency and formalization in labor relations. Through a comparative approach, the paper analyzes international experiences from countries such as Estonia, Germany, the United States, and India, contrasting them with recent reforms in Uzbekistan. Using correlation and regression analysis, the study explores the relationships between digitalization indicators and labor market metrics, such as formal employment, tax revenue growth, and the reduction of the informal economy. The results show that digital tools significantly contribute to labor market resilience and institutional integrity. The article concludes with practical recommendations for strengthening digital infrastructure and legal frameworks to ensure sustainable economic and social outcomes.

The article summarizes the country's long-term progress in improving tax administration in the tax sphere, emphasizes the role and importance of the interregional tax inspectorate in improving large-scale reforms aimed at further strengthening the trust of business circles. Some important reforms implemented in the tax system of Uzbekistan have been studied, scientific and practical conclusions and proposals have been developed based on foreign experience and its application in our country.

In this article, the system of certification and accreditation of tour guides in all regions of the country in the training of guide-excursionists for the use of the tourism potential of the Navoi region, as well as the increase in demand for quality excursion services and their effectiveness due to the rapid development of domestic tourism in Uzbekistan, were studied. The reforms being carried out in Uzbekistan and the prospects for development in this area were also highlighted.

This article examines professional standards as a strategic instrument for transforming the workforce training system in the Republic of Uzbekistan amid ongoing labor market reforms. A comparative analysis is presented of approaches to the development and implementation of professional qualifications in the United Kingdom, New Zealand, Russia, and Albania. Based on an analysis of the regulatory framework and the application of standards in Uzbekistan’s tourism sector, key challenges and barriers are identified. The results of an empirical study reveal the levels of perception of professional standards among employers and educational institutions, as well as indicate directions for the institutional development of the national qualification system. Particular attention is given to the adaptation of international practices to the national context. Based on a conducted SWOT analysis, recommendations are formulated for improving mechanisms of implementation and updating of professional standards.

This article examines how Strategic Public Procurement (SPP) can be used to stimulate the green economy, focusing on both global practices and the specific context of Uzbekistan. Internationally, SPP has proven effective in driving sustainable innovation and reducing environmental impacts. The study analyzes best practices from the EU, OECD, and UN frameworks, and contrasts them with Uzbekistan’s current procurement system. Despite progress in green policy, Uzbekistan’s use of SPP remains limited. This paper identifies key gaps and proposes actionable reforms to align procurement with green development goals, offering a pathway to sustainable economic growth. Effective implementation of SPP in Uzbekistan could catalyze environmental innovation, support green SMEs, and reinforce the country’s commitments under the Sustainable Development Goals (SDGs). The research emphasizes the need for legal reforms, capacity building, and financial incentives to enable this transition.

This article discusses the implementation of large-scale reforms in Uzbekistan to ensure the economic stability of the regions and the innovative economic development of the processing industry in the regions. Foreign experience in improving the innovative economic development of the processing industry in the region and the possibilities of its application in the region are analyzed. It also highlights the ways and prospects for the development of interregional subclustering mechanisms in the agro-industry in the region, factors, opportunities, organizational and economic mechanisms for increasing their efficiency, and the need to study what factors and to what extent they affect the oil and gas sector, mining and metallurgical industry and agro-industry in this region in order to determine and calculate the innovative economic efficiency of the region, and these factors can be grouped in different ways, and the dependence of the effectiveness of which of these factors is being determined

The article analyzes current issues related to the standard of living of the population, as well as the dynamics of its income. Attention will also be paid to the measures being implemented within the framework of the strategy "Uzbekistan - 2030" and current tasks aimed at improving the material and spiritual well-being of the population. In turn, directions for further development will be discussed in terms of developing mechanisms for material support for low-income groups of the population.

The article discusses the implementation of the sustainability rating of business entities in Uzbekistan and some important reforms implemented in the tax system, the experience of foreign countries, indicators and methods for assessing the determination of the sustainability rating, as well as the effective use of its criteria. Causal factors were investigated and analyzed, scientific and practical conclusions and proposals were formulated.

This article analyzes the performance of Uzbek banks during 2013-2023, focusing on the impact of credit and liquidity risks on financial stability. The results show that an increase in credit risks is a key factor reducing financial stability. Moreover, banks with higher liquid assets are found to be more stable. The study provides scientific foundations and practical recommendations for improving risk management systems in banks.

This article describes large-scale reforms aimed at creating favorable conditions for doing business in the tax and financial sectors, improving the investment climate, and further strengthening the confidence of business circles in our republic in recent years. At the same time, such areas as underground trade and public catering, road transport, housing construction and repair, and the provision of personal services were studied, and scientific and practical conclusions and proposals were formed on foreign experience and its application in our country.

This article covers large-scale reforms in the tax and financial sectors of our republic in recent years aimed at creating favorable conditions for conducting business activities in the country, improving the investment climate, and further strengthening the confidence of business circles. At the same time, such areas as illegal trade and catering, motor transport, housing construction, and repair, and the provision of residential services in the economy are studied, and scientific and practical conclusions and proposals are formulated on the basis of foreign experience and its application in our country.

This article outlines the set of legally-defined goals that constitute the "Uzbekistan - 2030" strategy. These goals include ensuring the stability of the national currency, increasing the income of the country’s population, ensuring the competitiveness of products manufactured within the country through a gradual transition to a market economy, increasing the volume of exports, localizing the production of imported goods, maintaining a moderate level of inflation, improving the living standards of our people, and placing our country among the "above-average income" states.
Unlike previously adopted strategies, this strategy has been adopted for the long term, and we can see that the current reforms are closely linked to the expected goals, as well as the growing year-on-year development of our country’s economy.

The article analyzes the trend in the development of higher education marketing in Uzbekistan at the present stage, which showed a significant increase in the number of universities and students enrolled in them, while reducing the proportion of students per teacher, which indicates an increase in the efficiency of the resources of the higher education system, reflecting the effectiveness of ongoing reforms. The main goal of the latter is to increase the accessibility and quality of higher education, integrate the national system into the international educational space, train personnel in demand in the labor market, which is designed to ensure the further development of the socio-educational sphere of Uzbekistan.

Today, within the framework of the tax administration, optimization of the structure of taxes, their collection, improvement of the mechanism of tax accounting and reporting, correct calculation of taxes, timely and full payment, the right of taxpayers established in the tax legislation and monitoring compliance with obligations, distribution of tax revenues between budgets of different levels, collection and analysis of results, implementation of extensive measures to harmonize tax relations of all participants in the taxation process are being conducted. Also, it is more convenient for business entities that pay taxes on time and operate in compliance with legal requirements to ensure the implementation of the priority tasks set in the framework of the open dialogue of the President with entrepreneurs held on August 18, 2023. in order to create conditions and encourage them, by introducing digital technologies to the tax administration, expanding the tax base, and some important reforms implemented in the tax system are studied, foreign experience, scientific and practical conclusions on its application in our country, and proposals are developed.

The paper analyzes the current state of the service sector in Uzbekistan, its role in the economy and development trends. The main focus is on the structure of the industry, the level of development by region, the impact of digital technologies and support measures provided by the state. It also highlights local features, problems and solutions specific to the service sector. Based on the research results, proposals and recommendations were developed for the further development of the industry.

This article analyzes the improvement of lending processes in commercial banks and the state of financing in modern practice. The study examined the economic significance of lending mechanisms in commercial banks' operations, loan portfolio quality, credit risk management systems, and the development of digital-based lending services. It also examines ongoing reforms in the banking system, the effectiveness of modern scoring systems in loan distribution, remote banking services, and financing mechanisms

This article examines the current state and strategic directions for changing the economic mechanism for supporting small businesses at the meso-level using regional economic theory and institutional analysis. Using empirical statistical data for 2022–2025 in the Kashkadarya region and the Republic of Uzbekistan, an in-depth comparative analysis of the human resource potential of the sector and its share in the formation of gross regional product and gross domestic product is carried out. The macroeconomic anomaly of the local economic system is based on: a very high predominance of small businesses in the GRP structure up to 70.6% and variable indicators. Using econometric tools to assess time trends, the author identifies the main institutional limitations of the large-scale support model and develops a comprehensive, scientifically sound mechanism for qualitative modernization of the macroeconomic regulatory infrastructure aimed at diversifying the region's financial and production ties

This article analyzes the state and dynamics of the transport services market of the Republic of Uzbekistan for the period 2020–2025. The study employs official data from the National Statistics Committee, World Bank Logistics Performance Index (LPI) reports, and structural and dynamic comparative analysis methods. The results reflect the share of transport services in GDP, structural changes by type of transport, growth in investment volumes, and reforms aimed at improving market competitiveness. Based on the SWOT analysis, the strengths, weaknesses, opportunities, and threats of the sector are identified

This article analyzes the current state of the establishment and development of Special Economic Zones (SEZs) in Uzbekistan. It highlights the role of SEZs in the national economy, as well as their importance in attracting investments, promoting industrial development, increasing export potential, and creating new employment opportunities. Furthermore, the legal and institutional foundations of SEZ operations, existing challenges, and priority directions for their improvement are examined. The study also analyzes the factors contributing to the enhancement of the economic efficiency of SEZs and explores their future development prospects based on international experience