The article examines approaches to developing a practical model for adapting foreign university marketing strategies to the context of higher education institutions in Uzbekistan, taking into account institutional reforms, the characteristics of the digital environment, and legal restrictions on data processing. It considers the methodological foundations of the study, including a review of international and Uzbek literature and official sources, comparative case analysis, SWOT analysis, as well as the modeling of survey and interview results

This article is dedicated to the consideration of important issues of increasing the level of financial literacy in the educational system of Uzbekistan, especially in school education, and to the study of advanced foreign experiences. In the article, the financial literacy programs of Finland and the Russian Federation are analyzed and ways of their adaptation to the conditions of Uzbekistan are studied. Emphasizing that financial literacy has a positive effect on the economic stability and well-being of the population, the research notes the need for public and private sector cooperation, the organization of special courses and training in educational institutions, as well as the use of modern technologies and interactive methods. Proposals and recommendations developed on the basis of the experiences of Finland and the Russian Federation are of great importance in the formation of practical programs aimed at increasing financial literacy in the school education system of Uzbekistan.

This article analyzes financial literacy programs in Finland and examines ways to adapt them to the conditions of Uzbekistan. Emphasizing that financial literacy has a positive impact on economic stability and well-being of the population, the study notes the need for cooperation between the public and private sectors, the organization of special courses and training in educational institutions, as well as the use of modern technology. Suggestions and recommendations developed on the basis of the Finnish experience are of great importance in the formation of practical programs aimed at improving financial literacy in the school system of Uzbekistan.

The rapid advancement of innovative technologies is providing opportunities to organize the processes of training, retraining, and upskilling personnel with novel approaches. Artificial intelligence (AI), considered one of the most effective technologies of the Fourth Industrial Revolution, is fundamentally transforming educational management practices. Particularly, such technologies enable personalized learning tailored to individual needs, offering solutions that meet learners’ requirements on an individual basis. This article analyzes the advanced experiences of foreign countries in continuously developing managerial competencies through adaptive, mass, and electronic education systems, including the use of AI technologies. The research findings highlight the need for digital transformation in the process of developing competencies of managerial personnel working in public service in the Republic of Uzbekistan. It discusses the integration of AI tools into this system, the potential for digital governance, and its economic efficiencies.

This article examines international approaches to the development of retail insurance and explores the potential for their adaptation in the Republic of Uzbekistan. Drawing on the Swiss Re Institute – Global Insurance Outlook 2024 and other key sources, it outlines global trends such as digitalization, embedded insurance, microinsurance, and insurtech. A comparative analysis of Uzbekistan, India, Kenya, and Kazakhstan highlights structural barriers and identifies strategic directions for transforming the Uzbek insurance market, with a focus on inclusivity, innovation, and sustainability.

This article examines how Strategic Public Procurement (SPP) can be used to stimulate the green economy, focusing on both global practices and the specific context of Uzbekistan. Internationally, SPP has proven effective in driving sustainable innovation and reducing environmental impacts. The study analyzes best practices from the EU, OECD, and UN frameworks, and contrasts them with Uzbekistan’s current procurement system. Despite progress in green policy, Uzbekistan’s use of SPP remains limited. This paper identifies key gaps and proposes actionable reforms to align procurement with green development goals, offering a pathway to sustainable economic growth. Effective implementation of SPP in Uzbekistan could catalyze environmental innovation, support green SMEs, and reinforce the country’s commitments under the Sustainable Development Goals (SDGs). The research emphasizes the need for legal reforms, capacity building, and financial incentives to enable this transition.

This article analyzes the accounting of expenses in commercial organizations during the transition to International Financial Reporting Standards (IFRS), existing problems, and ways to improve them based on the IMRAD structure. During the study, the differences in the classification, recognition, and reporting of costs were highlighted, and proposals were made to adapt the national accounting system to IFRS.

In this article, foreign experiments of the development of innovative-investment entrepreneurship and their possibilities of application in the conditions of the national economy are scientifically-theoretically covered. In the current process of globalization, the introduction of innovations and the effective management of investments have become an important factor in economic development. Foreign experience shows that in the development of innovative-investment entrepreneurship, financial mechanisms, the perfection of the legal base, the initiative of entrepreneurs and the high level of scientific potential occupy an important place. The implementation of these experiences in the national economy makes it possible to develop innovative infrastructure, form a venture capital market, stimulate the private sector and support the activities of startups. At the same time, it is necessary to adapt foreign experience to national conditions, effectively use existing resources and improve the national innovation system. This article will analyze foreign experiences and highlight the mechanisms of their implementation for the Uzbek economy, as well as provide theoretical and practical directions for the development of national innovative and investment entrepreneurship.

This article explores the practices of program-targeted and performance-based budgeting in the countries of the Organization for Economic Co-operation and Development (OECD). It examines the approaches used by various governments to improve the efficiency and transparency of the budgetary process. Particular attention is given to the interconnection between the development of government programs, the system of performance evaluation, and managerial decision-making. The paper analyzes both successful implementation examples and existing limitations of these mechanisms. The study concludes on the importance of adapting international experience in the context of modernizing the budgetary systems of countries with transitional economies.

This study investigates how Foreign Direct Investment (FDI), particularly in the digital sector, impacts environmental sustainability in Uzbekistan. FDI supports economic growth but can increase CO₂ emissions, posing environmental challenges. Through econometric analysis, the research reveals a moderate positive correlation between FDI inflows and CO₂ emissions, indicating that rising FDI may elevate emissions. This dual effect challenges Uzbekistan to balance economic development with environmental protection. Policymakers are urged to adopt robust environmental policies while encouraging sustainable FDI. The study offers insights and recommendations for aligning digital FDI with Uzbekistan's environmental and social objectives.

The article addresses current issues of financial resource management and control at state-owned enterprises amid economic reforms in Uzbekistan. Based on an analysis of international best practices (Germany, Korea, China, and Poland) and the current state of the country's metallurgical industry, proposals are developed for implementing digital tools, strengthening institutional oversight, and enhancing financial transparency. The scientific novelty lies in adapting foreign management models to national conditions, considering industry-specific features.

This research examines the influence of environmental risk management (ERM) on the credit portfolio stability of commercial banks in Uzbekistan, utilising secondary data from sustainability reports, regulatory publications, and international financial institutions. The results show that banks with more advanced ERM frameworks, which include environmental screening, green lending, and sustainability governance, have lower non-performing loan (NPL) ratios and better asset quality. On the other hand, banks that don’t use ERM as much are still more vulnerable to environmental and credit risks. The study finds that integrating environmental risks into the banking system in Uzbekistan is necessary to make it more financially stable and in line with global standards for sustainable finance

This study investigates the causal impact of foreign direct investment (FDI) on economic growth in Turkey using annual time series data spanning the period 1980–2020. Economic growth is proxied by real per capita gross domestic product (GDP). The dataset was sourced from internationally reputable institutions such as the World Bank and TurkStat, and all variables were log-transformed to ensure suitability for statistical analysis. Due to the presence of variables with different orders of integration, the Toda–Yamamoto causality approach—robust to variables with mixed integration orders—was employed. The stationarity of the series was tested using the Augmented Dickey-Fuller and Phillips-Perron tests, while the optimal lag length was determined based on information criteria. Diagnostic tests for autocorrelation, heteroskedasticity, and structural stability were conducted to ensure model adequacy. The empirical findings reveal a statistically significant unidirectional causality running from FDI to economic growth at the 1% significance level, with no evidence of reverse causality. These results indicate that FDI functions not only as a source of external capital, but also as a strategic driver of growth by enhancing productivity, facilitating knowledge and technology transfer, and driving structural transformation. By incorporating a long-term dataset and accounting for the macroeconomic structure, this study offers a methodologically robust and contextually grounded contribution to the literature on the FDI-growth nexus in developing economies

The article analyzes the legal, institutional, and economic mechanisms for the development of organic agriculture and the formation of the organic market in the European Union, highlighting their practical effectiveness and key factors of sustainable development. Based on this analysis, the organizational and economic directions for adapting this experience to the conditions of Uzbekistan are substantiated, as well as the opportunities for enhancing export potential.

International Financial Reporting Standards (IFRS) have become an integral part of the global economy today. Their main purpose is to ensure a unified approach to the preparation of financial statements, facilitate their comparability on an international level, and increase transparency for investors. International financial reporting standards have been adopted by many countries, which is of great importance for coordinating business processes, evaluating the effectiveness of company operations, and standardizing financial information. At the same time, adapting the accounting system to international standards is crucial not only for meeting legal requirements but also for enhancing competitiveness in business processes. This article discusses the integration of international financial reporting standards into the accounting system, their essence and benefits, as well as the implementation process and the experience of international countries

This article analyzes the economic efficiency and organizational mechanisms of economic entities in developed countries. The results of the study show that the possibilities of creating a favorable financial environment for economic entities by studying foreign experiences and adapting them to the economy of our country were considered. At the same time, based on the results of the analysis, specific recommendations were developed in the areas of further improving state policy, introducing new financing mechanisms and eliminating existing problems

This article analyzes the issues of improving innovative models for the development of the vocational education services market and their methodological foundations. The relevance of the study stems from the need to adapt the education system to the requirements of the labor market. The research employs methods of system analysis, comparative approach, and economic modeling. The results demonstrate the significant role of innovative models in improving educational efficiency. The author has developed methodological recommendations aimed at developing the vocational education services market

This study comprehensively analyzes the issues of improving the corporate governance system in enterprises with state participation. Business entities with state ownership play an important role in ensuring sustainable growth of the national economy and enhancing the attractiveness of the investment environment. Therefore, aligning their management mechanisms with international requirements and standards, increasing the level of transparency and accountability in operations, as well as ensuring reliable protection of the rights and interests of all stakeholders, are among the priority tasks of today. During the research, existing systemic problems were thoroughly examined, and practical proposals and recommendations were developed based on the experience of developed countries. In general, the effective development of corporate governance contributes not only to improving the efficiency of enterprise activities, but also to strengthening economic stability

This article analyzes the management directions of training competitive specialists based on the integration of higher education and the labor market. The study highlights the importance of aligning the content of education with modern labor market requirements and strengthening effective cooperation between higher education institutions and industrial enterprises. The key competencies of competitive specialists-professional qualifications, innovative thinking, effective use of information technologies, and foreign language proficiency are identified. Based on the findings, proposals are developed to adapt the higher education system to labor market needs, enhance practical training, and take regional characteristics into account