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PROBLEMS AND SOLUTIONS IN AGRICULTURAL FINANCING
Mekhmonali Alikulov

The article studies the views of leading world scientists on problems and solutions in agricultural financing, describes existing problems and solutions in agricultural financing, analyzes the problems and solutions in agricultural financing in the top 7 most developed agricultural countries, and provides substantiated conclusions and proposals for solving problems in agricultural financing in our country.

01/31/2025
  • PDF (Uzbek)
23-30 153 77
ISSUES OF USING IT SOLUTIONS AND THEIR ROLE IN AUTOMATING PROCESSES IN ACCOUNTING AND AUDITING ACTIVITIES IN THE CONTEXT OF DIGITAL TRANSFORMATION
Нигора Адизова, Алишер Бахадиров

This article examines the impact of integrating IT solutions for accounting automation and the future of the accounting and auditing profession in the context of digital transformation.

08/30/2024
  • PDF (Russian)
228-235 128 63
TREASURY SYSTEM OF DEVELOPED COUNTRIES
Ravshan Sagdiyev

This paper explores the impact of digitalization on the treasury systems of developed countries and analyzes key technologies such as cloud solutions, blockchain, and electronic payments used to enhance financial management efficiency. It examines examples of innovative solutions implemented in the USA, the UK, Germany, Canada, Japan, Estonia, and other countries, highlighting both the advantages and challenges of their use. Particular attention is paid to increasing transparency, security, and optimizing government spending through modern digital platforms

08/29/2025
  • PDF (Russian)
128-135 135 70
ECONOMIC PROBLEMS AND THEORETICAL SOLUTIONS TO LABOR EMPLOYEE TURNOVER IN UZBEKISTAN
Бахтиёр Кличев

The article examines the nature, causes and economic significance of employee turnover. The reasons for the increase in employee turnover in different regions of the world were studied and a comparative analysis of the situation in our country was conducted. Studies of the impact of employee turnover on the overall efficiency of an enterprise were summarized, and a mechanism for determining the costs that may arise due to turnover in various industries was developed. The reasons for the lack of official statistics on employee turnover in Uzbekistan were presented and theoretical solutions for its elimination were proposed. The factors influencing the growth or decrease in employee turnover were classified, and their impact on employee turnover was studied based on a moderation study.

05/30/2025
  • PDF (Uzbek)
149-161 365 221
ISSUЕS AND SOLUTIONS FOR THЕ ЕMPLOYMЕNT OF YOUNG PROFЕSSIONALS IN THЕ DIGITAL ЕDUCATION ЕNVIRONMЕNT
Mеxribonu Kayumova, Ramzbеk Rahimov

This articlе еxaminеs thе challеngеs rеlatеd to thе еmploymеnt of young profеssionals in Uzbеkistan. Youth еmploymеnt is a crucial factor in еconomic dеvеlopmеnt, and thе articlе analyzеs thе еmеrging issuеs and proposеs solutions. Thе lack of alignmеnt bеtwееn thе еducation systеm and labor markеt dеmands makеs it difficult for young spеcialists to find jobs that match thеir qualifications. In 2023, еfforts arе plannеd to incrеasе youth еmploymеnt by еngaging thеm in companiеs, vocational collеgеs, and thе agricultural sеctor. Еxpanding opportunitiеs in fiеlds such as thе digital еconomy, frееlancing, and rеmotе work will improvе thе intеgration of young pеoplе into thе labor markеt.

10/31/2024
  • PDF (Uzbek)
105-110 147 86
"PROBLEMS OF CORPORATE CULTURE IN JOINT-STOCK COMPANIES AND THEIR SOLUTIONS"
Raya Karlibayeva, Nazokat Akramova

To determine the directions for improving corporate culture in joint-stock companies, attention must be paid to its advantages and problems. An effective corporate culture directly influences the activities and long-term prospects of joint-stock companies. Such a culture is one of the most important factors for the success of joint-stock companies and is crucial in maintaining a competitive edge. Moreover, it affects the ethical virtues, dedication, work productivity, physical health, and emotional well-being of individuals in the organization. This article analyzes the problems of corporate culture in joint-stock companies and identifies ways to effectively address them. It also examines the importance of corporate culture and its role in the company's operations, as well as the impact of culture on economic indicators. Issues such as insufficient development of corporate culture, weak communication among employees, and non-compliance with ethics and values are analyzed. Solutions proposed include strategic approaches to developing corporate culture, regular educational and training programs, creating an open communication and trust environment, and developing and implementing ethical codes. The research provides practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

03/30/2024
  • PDF (Uzbek)
317-328 243 110
PROBLEMS AND SOLUTIONS OF FORMING ENTREPRENEURIAL SKILLS AMONG THE POPULATION
Jamshid Xasanov

This article analyzes the problems of improving entrepreneurial skills among the population and ways to address them. Factors hindering the development of entrepreneurship, such as lack of education, limited financial resources, incorrect assessment of market demand, legal barriers, and lack of innovative ideas, are discussed. As solutions, the article proposes the development of entrepreneurial education, improvement of financial support systems, training in market analysis, simplification of legal regulations, and the implementation of innovations. These measures contribute to enhancing the entrepreneurial environment and stimulating economic growth.

12/29/2025
  • PDF (Uzbek)
301-307 72 61
THEORETICAL FOUNDATIONS OF STRATEGIC PLANNING: A CATALYST FOR SUSTAINABLE GROWTH IN THE REGIONAL ECONOMY
Bakhtiyor Mustafaev

The study aims to study the theoretical foundations of strategic planning as a means of achieving sustainable growth in the regional economy. This study aims to add valuable insights into the theoretical foundations of strategic planning in sustainable regional economic development. On the example of Uzbekistan, proposals and recommendations were formulated on the existing problems, solutions and solutions.

07/31/2023
  • PDF (Uzbek)
219-229 127 96
EXPERIENCE OF FOREIGN COUNTRIES IN INCREASING COMPETITIVENESS IN FOOD INDUSTRY ENTERPRISES
Nilufar Umarova

In this article, the experience of foreign countries in increasing the
competitiveness of food industry enterprises, innovative news in food industry enterprises, reforms aimed at the development of food industry enterprises in nationalism, existing problems, scientific researches and their results, statistical analyzes and the implementation of innovative solutions are presented in this article. a number of issues are scientifically described.

06/30/2024
  • PDF (Uzbek)
214-220 136 62
EFFECTIVE USE OF AGRICULTURAL LAND RESOURCES: PROBLEMS AND SOLUTIONS IN THE SAMARKAND REGION
Farhod Ahrorov

The efficient use and conservation of agricultural land resources are of paramount importance for the agriculture of Uzbekistan. This article analyzes the factors negatively impacting the degradation and erosion of agricultural lands, as well as soil fertility and crop productivity. It emphasizes the necessity of balanced use of organic and mineral fertilizers to maintain soil fertility and enhance agricultural productivity. Additionally, recommendations are provided for improving soil health and adopting sustainable agricultural practices.

05/31/2024
  • PDF (Uzbek)
458-464 104 69
FEATURES OF THE DEVELOPMENT OF THE CORPORATE SOCIAL RESPONSIBILITY MODEL IN THE REPUBLIC OF UZBEKISTAN
Alisher Najmitdinov

The article examines the concept of corporate social responsibility (CSR) and its development in the context of modern economic, social, and environmental challenges. The author analyzes the historical development of CSR, starting from the works of Howard Bowen and Archie Carroll, and considers international standards such as ISO 26000:2010. The research methodology includes a comparative analysis of international and national CSR implementation practices. The article emphasizes that companies view social projects as investments that contribute to competitive advantages and sustainable development. Examples of successful companies are provided, and barriers to CSR development in Uzbekistan are analyzed, along with proposed solutions to overcome them.

06/30/2024
  • PDF (Russian)
368-374 284 96
AGRICULTURAL DEVELOPMENT OPPORTUNITIES IN THE REGIONAL ECONOMY
Zafar Khakimov

This article reflects the problems and solutions for the development of agriculture, which is considered the main factor in the development of the regionʼs economy. Agriculture is one of the main sectors in the economy of any country. Climate changes and environmental degradation observed in recent years are directly related not only to natural factors, but also to the processes of human development, resulting in frequent recurrence of droughts, constant monitoring of dust and rains, and disruption of rainy seasons. This has a serious impact on the countryʼs agricultural system, the incomes of rural residents, and food security.

07/31/2024
  • PDF (Uzbek)
209-214 129 60
THE SIGNIFICANCE OF USING THE ESG RATING IN THE “GREEN ECONOMY”
Sevarakhon Abdullaeva

The article highlights the concept of “green economy” and the role of the ESG rating in accelerating the flow of investments in economic activities, which are considered as solutions to such currently relevant issues like improving the competitiveness of the national economy, building a resource-efficient and environmentally friendly society and ensuring social equality.

08/30/2024
  • PDF (Uzbek)
215-221 134 50
ANALYSIS OF KEY PERFORMANCE INDICATORS IN CHEESE PRODUCTION AND PROCESSING ENTERPRISES
Nilufar Umarova

In this article, the experience of foreign countries in increasing the competitiveness of food industry enterprises, innovative news in food industry enterprises, reforms aimed at the development of food industry enterprises in nationalism, existing problems, scientific researches and their results, statistical analyzes and the implementation of innovative solutions are presented in this article. a number of issues are scientifically described.

09/30/2024
  • PDF (Uzbek)
203-208 92 50
DIRECTIONS FOR THE DEVELOPMENT OF PASSENGER TRANSPORT ACTIVITIES IN RAIL TRANSPORT
Yusupkhon Ozatbekov

This article analyzes the main directions for the development of passenger transportation activities in rail transport. It discusses statistical indicators of passenger transportation, income and expense dynamics during the period from 2014 to 2023, as well as detailed information regarding infrastructure costs.
The article includes statistical analyses of the number of passengers transported by rail and their turnover. It examines changes in passenger numbers, income growth, expense dynamics, and the losses incurred from passenger transportation. Based on this information, the aim is to identify the main problems in passenger transportation activities in rail transport and propose solutions.
The article recommends ways to improve passenger transportation activities through the implementation of modern technologies in the rail transport sector, enhancing staff qualifications, and improving services for passengers. Additionally, it provides information on infrastructure proposals for the development of passenger transportation and necessary strategic measures to ensure economic stability.
The results of the research are significant for developing effective strategies for the advancement of rail transport, facilitating rapid development of passenger transportation, increasing economic efficiency, and creating convenience for passengers.

10/31/2024
  • PDF (Uzbek)
406-415 125 77
MODELS OF THE EFFECTIVENESS OF DIGITAL TRANSFORMATION MANAGEMENT IN INDUSTRIAL ENTERPRISES
Sherzod Jalilov, Feruza Gulbaeva

This article describes the application of digital transformation in industry, and the main issues in the organization of digital transformation processes in enterprises. The purpose of this study is to identify the main problems and opportunities in the organization of digital transformation processes in the industry based on statistical analysis methods. While writing the article, scientific and practical methods were used, such as the method of comparison, analysis, and synthesis, and statistical data for monitoring the main expenses of enterprises for the development of the digital environment. The main problems of digital transformation were analyzed, and several problems and obstacles of digital transformation were studied. Also, the article describes foreign experiences of the digital transformation process, its role in the economy, advantages and disadvantages, and solutions.

11/29/2024
  • PDF (Uzbek)
152-159 219 58
INSURANCE IN TOURISM: PROBLEMS AND SOLUTIONS
Umeda Maksudova

The article presents the features of insurance in the tourism sector and the classification of risks faced by this industry. The conditions for providing insurance services in the tourism sector, types of insurance products, points of interaction between insurance and tourism activities, problems of joint activities and ways to overcome them, as well as development measures are analyzed.

02/27/2025
  • PDF (Uzbek)
309-316 103 78
CORPORATE GOVERNANCE IN HIGHER EDUCATION
Munisa Turdibaeva

This article discusses key aspects of corporate governance in universities, including accountability, transparency, strategic leadership, and stakeholder involvement. The main principles, governance models, and challenges faced by educational institutions are analyzed, along with solutions aimed at improving efficiency and sustainability.

11/29/2024
  • PDF (Russian)
618-626 118 48
PROSPECTS FOR THE DEVELOPMENT OF CORPORATE CULTURE IN JOINT-STOCK COMPANIES
Nazokat Akramova

To determine the directions for improving corporate culture in joint-stock companies, attention must be paid to its advantages and problems. An effective corporate culture directly influences the activities and long-term prospects of joint-stock companies. Such a culture is one of the most important factors for the success of joint-stock companies and is crucial in maintaining a competitive edge. Moreover, it affects the ethical virtues, dedication, work productivity, physical health, and emotional well-being of individuals in the organization. This article analyzes the problems of corporate culture in joint-stock companies and identifies ways to effectively address them. It also examines the importance of corporate culture and its role in the company's operations, as well as the impact of culture on economic indicators. Issues such as insufficient development of corporate culture, weak communication among employees, and non-compliance with ethics and values are analyzed. Solutions proposed include strategic approaches to developing corporate culture, regular educational and training programs, creating an open communication and trust environment, and developing and implementing ethical codes. The research provides practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

12/27/2024
  • PDF (Uzbek)
24-33 158 94
ANALYSIS OF THE UAE’S ISLAMIC FINANCIAL SYSTEM AND POSSIBILITIES OF USING ITS EXPERIENCE IN UZBEKISTAN
Gulbakhor Irgasheva

This article explores and examines the experience of the UAE, where the Islamic finance system has significantly developed. The history of the development of the islamic financial system in the country, its current status, the establishment of Islamic banking, the practices of Islamic project financing, and the obstacles to its growth along with solutions for overcoming them have been analyzed. Furthermore, this article discusses the directions in which the UAE's experience in this field could be utilized to address the challenges faced in the development of Islamic finance in Uzbekistan.

12/27/2024
  • PDF
62-69 119 113
BASIC FUNDAMENTALS OF ARTIFICIAL INTELLIGENCE
Fazilat Jomonkulova

This article focuses on the fact that intellectual information technologies are one of the scientific and practical areas of informatics with a bright future and rapid development. The basic foundations of artificial intelligence are based on knowledge, the organization of communication in natural languages, understanding of text, logical inference, justification and explanation of solutions are given.

12/27/2024
  • PDF (Uzbek)
80-85 115 54
STRATEGY FOR SUSTAINABLE GROWTH OF REGIONAL AGRICULTURE IN CONDITIONS OF LIMITED WATER RESOURCES
Leyla Seitova

Maqolada suv tanqisligi sharoitida qishloq xo‘jaligini barqaror rivojlantirishga strategik yondashuvlar o‘rganiladi. Asosiy e’tibor viloyat agrosanoat majmuasini innovatsion texnologiyalarni joriy etish, suv resurslaridan foydalanishni optimallashtirish va institutsional qo‘llab-quvvatlashni rivojlantirish orqali moslashtirishga qaratilmoqda. Qishloq xo‘jaligi ishlab chiqarishining joriy holati tahlil qilinib, rivojlanish senariylari va barqaror o‘sishni ta’minlash bo‘yicha tavsiyalar taklif etilmoqda. Taqdim etilgan natijalardan agrar sektorda mintaqaviy strategiyalar va amaliy yechimlarni shakllantirish uchun foydalanish mumkin.

12/27/2024
  • PDF (Russian)
377-388 92 59
INVESTMENT PORTFOLIO ANALYSIS IN THE CAPITAL MARKET
Fazliddin Sindarov

In this article, the stock market of Uzbekistan and securities for choosing an investment portfolio for investors operating in the stock market are analyzed based on the CAPM model and other indicators. In addition, the development prospects of Uzbekistan's stock market, problems and their solutions are thoroughly researched. Investment portfolio analysis is an important tool used to evaluate the performance of investment portfolios in the capital market. This analysis involves evaluating various assets in the portfolio such as stocks and other financial instruments. In addition, the article explores the analysis necessary for investors to assess the risk and return of their investments and maximize their returns.

05/31/2023
  • PDF (Uzbek)
76-84 346 191
PROBLEMS IN THE REDUCTION OF PROBLEMATIC LOANS IN BANKS AND THEIR SOLUTIONS
Ibrokhimjon Mitillaev

This article examines the role of investment portfolio management in the effective management of bank financial resources, the state of investment portfolios of commercial banks and their impact on asset liquidity. According to the research materials and methods, the definitions and opinions given by a number of foreign and domestic economists-scientists on the topic were studied, and the author explained their meaning. In addition, the article provides proposals and practical recommendations for the development of a draft regulatory legal document on the management of financial resources of commercial banks of the Republic of Uzbekistan, and the development of a program of measures aimed at managing assets in commercial banks.

01/31/2025
  • PDF (Uzbek)
362-367 140 73
ANALYSIS OF THEORETICAL APPROACHES AIMED AT HIGHLIGHTING THE ECONOMIC ESSENCE OF THE PROVISION OF PUBLIC SERVICES TO THE POPULATION
Ulugbek Sagdullayev

The article highlights the post-industrial aspects of approaches to public administration, the "model of public service", the "model of public service" - the "service feature" of relations between the state and the public, theoretical issues of the application of business models in public administration, such as Business City, Smart City, Smart state, "Provider of public services". Based on theoretical approaches, it was proposed to provide public services to the population based on the principle of "state – service provider" as one of the most optimal solutions for public administration in a post-industrial society

02/27/2025
  • PDF (Uzbek)
141-147 118 61
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