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SCIENTIFIC AND METHODOLOGICAL ISSUES OF ASSESSING THE LEVEL OF FINANCIAL LITERACY OF THE POPULATION
Mirkomil Obilov

By Decree of the President of the Republic of Uzbekistan PQ-4400 dated July 23, 2019 ”On measures to increase the popularity of microfinance services“, the Central Bank of the Republic of Uzbekistan was entrusted with the task of developing a “national strategy for increasing financial popularity”, which provides for expanding the popularity of financial services and increasing the level of financial literacy of business entities, consumer protection in the provision of financial services. The Central Bank of the Republic of Uzbekistan has developed a national strategy to increase the popularity of financial services for 2021-2023. In this strategy, special emphasis is placed on the issues of entrepreneurship development in the country, income growth, and improving financial literacy of the population as an important tool for poverty reduction. It follows from this that in this monographic study, the issues of improving financial literacy of the population have been scientifically and methodically analyzed and practical suggestions and recommendations have been developed.

06/30/2024
  • PDF (Uzbek)
118-128 154 88
ANALYSIS OF REGIONAL SOURCES OF FORMATION OF THE LABOR MARKET
Farrukh Juraev, G‘ayrat Aralov

The article examines at the regional level such indicators as population size, in particular, growth rates and the share of the economically active population, employment and unemployment levels, changes in the ratio of urban and rural populations, as sources of formation of the labor market. An analysis of regional similarities and differences in the dynamics of these indicators has been carried out. Based on the analysis of the trend in the share of the region's population in the country's population, it is assumed that this social process is an important factor in the economic process associated with the formation of labor resources and optimization of the labor market. In recent years, changes in the ratio of urban and rural populations have been assessed as a factor causing regional differences in the relative rates of the economically active population. It was revealed that the sources of formation of the labor market create a trend of change in the same time periods. It is explained that the jump points of unemployment levels in the regions are connected with the strong fluctuations in the growth picture of the economically active population. This is also based on the fact that the growth rate of the unemployment rate is not collinear with the growth rate of the economically active population.

03/30/2024
  • PDF (Uzbek)
39-48 195 173
STATISTICAL STUDY OF LIVING STANDARDS AND POPULATION DYNAMICS
Dilbar Ilyosova

In this article, a statistical study of the level and dynamics of life of the population is carried out. To determine the main directions for assessing the standard of living of the population in our country and statistical analysis of the monetary incomes of the population in its territories, the sources of their formation

06/30/2024
  • PDF (Uzbek)
72-80 223 90
ANALYSIS OF FACTORS INFLUENCING POPULATION DYNAMICS IN UZBEKISTAN
Kamoliddin Gulmurodov

The article analyzes the main factors influencing the dynamics of population growth in Uzbekistan. The study examines the interrelationship of demographic processes with economic and social development and considers such factors as birth rate, mortality, migration, urbanization, and the movement of labor resources as important indicators influencing the population. The study analyzed, based on statistical data, the demographic growth rates observed in the country in recent years, their differences by region, and changes in the structure of the population. The research results can serve as a scientific basis for the formation of Uzbekistan's long-term demographic policy.

10/31/2025
  • PDF (Uzbek)
84-94 158 104
STANDARD OF LIVING IN UZBEKISTAN AND OPPORTUNITIES TO INCREASE IT
Saida Mamajonova

The ultimate goal of the Government's economic policy is to improve the standard of living of the population. The standard of living of the population is a multifaceted and complex economic category. Based on this, this article reveals the economic content of the standard of living of the population and puts forward the author's approaches in this regard.

03/31/2026
  • PDF (Uzbek)
140-147 44 30
EMPIRICAL ANALYSIS OF ECONOMIC FACTORS AFFECTING REGIONAL DISPARITIES IN HOUSEHOLD INCOME
Shahnoza Abdunazarova

This article provides an empirical analysis of the key economic factors influencing regional disparities in household income. The study examines indicators such as per capita income, average wages, employment rate, investment volume, and healthcare infrastructure availability. The findings reveal that wage levels and the amount of attracted investments are the main determinants of income growth, while employment rates and healthcare resources exert indirect effects, serving as supplementary drivers of regional welfare. The results have both theoretical and practical significance for the development of regional economic policies aimed at reducing income disparities across territories

09/29/2025
  • PDF (Uzbek)
18-25 154 57
ECONOMETRIC MODELING OF THE INCREASE OF THE LIVING STANDARD OF THE POPULATION ON THE BASIS OF THE NEIGHBORHOOD WORKING SYSTEM IN THE REGIONS
Fazliddin Muminov

The article analyzes the research results of foreign and domestic scientists on reducing poverty and improving the standard of living of the population. Analytical opinions about the created system for reducing poverty and future plans were put forward. Internal and external factors influencing the improvement of the standard of living of the world population and the reforms aimed at them, scientific researches on reducing poverty continue on a large scale. In particular, the optimal point of the consumption basket, the minimum living wage, the minimum consumption expenditure amount, and the development of criteria for determining the poverty and destitution thresholds, as well as comments on the scientific research works on the directions of private entrepreneurship for the population based on the neighborhood work system. In the literature analysis, normative documents issued on poverty reduction in our country are cited. Proposals and recommendations for the further development of the population's standard of living are presented based on the neighborhood work system.

04/30/2024
  • PDF (Uzbek)
150-158 165 118
ECONOMETRIC MODELS OF INCOME, CONSUMPTION AND POPULATION DIFFERENTIATION
Akmal Abduvakhidov, Sanobar Kamilova

The reforms being implemented in Uzbekistan are based on raising the well-being of the population. Based on this, this article discusses the issues of evaluating the effectiveness of measures taken to improve the well-being of the population.

11/29/2024
  • PDF (Uzbek)
44-54 152 116
INCOME AS AN INDICATOR OF HUMAN CAPITAL DEVELOPMENT AND LIVING STANDARDS IN THE CONTEXT OF REGIONAL ECONOMIC GROWTH
Diyora Tadjieva, Alisher Najmitdinov

The article examines the relationship between the income levels of citizens and the development of human capital, as well as the standard of living of the population in the context of regional economic growth in Uzbekistan. The structure of income across different regions is analyzed, and the impact of income on access to education, healthcare, and other aspects of human capital is assessed. The study is based on data regarding wages and incomes in various economic sectors. The purpose of the article is to identify key factors influencing the improvement of the standard of living of the population and to develop recommendations for optimizing regional economic policy for sustainable development.

10/31/2024
  • PDF (Russian)
433-440 106 85
STATISTICAL STUDY OF THE INFLUENCE OF EMPLOYMENT OF THE POPULATION ON CHANGES IN THE LABOR MARKET
Abbos Ayubjonov

Paper researches the concept of employment and structural changes in categories of economic activity, analyzes the indicators of the employed population in the formal and informal sectors by regions, and develops appropriate proposals and recommendations for eliminating factors leading to unemployment. The influence of these factors on the structure and composition of the employed population is the result of a person’s ability to work and his active participation in the production process, determined by his specialty and profession

05/30/2025
  • PDF (Uzbek)
47-55 290 110
THE ROLE OF POPULATION WELL-BEING IN SOCIO-ECONOMIC DEVELOPMENT
Nusratilla Norkobilov

The article analyzes the role of the well-being of the population in socio-economic development and its main determinants. Relevant recommendations are developed for improving state policy to improve the well-being of the population.

07/31/2025
  • PDF (Uzbek)
101-106 164 93
STATISTICAL ANALYSIS OF MONETARY INCOME AND EXPENSES OF THE POPULATION
Dilbar Ilyosova

This article explores the statistical analysis of monetary income and expenses of the population. As a result of the study, the structural structure of the income and expenses of the population, their trends in change and factors affecting these indicators were determined. Based on the analysis, appropriate conclusions and practical recommendations have been developed.

02/27/2025
  • PDF (Uzbek)
45-50 343 112
ASSESSMENT OF THE IMPACT OF EXTERNAL LABOR MIGRATION ON THE POPULATION OF UZBEKISTAN
Malika Akbarova , Kamoliddin Gulmurodov

This article analyzes the demographic impact of external labor migration on the population dynamics of Uzbekistan. Such factors as territorial imbalances arising as a result of migration, an increase in birth rates, and an increase in the working-age population were studied on the basis of statistical methods. The research results provide a scientific basis for determining the long-term demographic consequences of migration processes and the development of relevant policy decisions. The article is theoretically and practically relevant and serves to improve demographic policy.

05/30/2025
  • PDF (Uzbek)
33-39 208 104
ANALYSIS OF FIRE RISK MANAGEMENT PRACTICE IN RESIDENTIAL PLACES
Aziz Zikriyoev

In this article, the practice of fire risk management as a result of carrying out rain risk assessment in residential houses of the Republic, installation of security equipment at low cost, possibilities of purchasing safe doors and making decisions in emergency situations is studied. In it, 3002 randomly selected residential areas of the republic were taken as objects. Statistical data of the research were obtained on the basis of social survey questions in Google form online. In the review of the literature, the views of foreign scientists on the subject were studied, and in the process of econometric modeling, the Ologit model was used in the Stata 18.0 program. After the analysis, linktest was used to check the quality of the regression model. Purchase of equipment at own expense and purchase of safe doors were found to be statistically significant in managing fire risks in residential areas.

05/31/2024
  • PDF (Uzbek)
375-383 103 95
THE ROLE AND SIGNIFICANCE OF LABOR MIGRATION IN INCREASING EMPLOYMENT, AND DIRECTIONS FOR IMPROVING ITS REGULATION MECHANISMS
Gulandom Umarova

This article defines the concept of migration. It examines the factors influencing population migration and provides a statistical analysis of migration processes in Uzbekistan. Directions for measures to regulate labor migration are also developed. Furthermore, the article studies the methods used by foreign countries to directly influence the regulation of migration processes and analyzes global experience in this field. The interrelationship of labor force transformation in the context of migration and employment is also explored.

09/29/2025
  • PDF (Uzbek)
269-276 162 84
THE IMPACT OF HUMAN CAPITAL ON THE ECONOMIC DEVELOPMENT OF THE COUNTRY
Saxobat Bozorova

The article studies the impact of human capital on the economic development of the country. It is shown that investments in human capital, attention to education and healthcare, as well as reforms implemented by the state, are a reliable way to increase the income of the population. The study also analyzed the changes in total per capita income in each region. At the end of the article, the impact of human capital development on macroeconomic indicators such as population income, unemployment, inflation in the country is expressed, and proposals and recommendations are given for the development of human capital

04/30/2025
  • PDF (Uzbek)
94-101 162 72
THE ECONOMIC CONTENT OF THE STANDARD OF LIVING OF THE POPULATION AND ITS MEASUREMENT INDICATORS
Saida Mamazhonova

The ultimate goal of the Government's economic policy is to improve the standard of living of the population. The standard of living of the population is a multifaceted and complex economic category. Based on this, this article reveals the economic content of the standard of living of the population and puts forward the author's approaches in this regard.

04/30/2024
  • PDF (Uzbek)
122-130 182 100
THE RELATIONSHIP BETWEEN ECONOMIC DEVELOPMENT AND SELECTED ECONOMIC INDICATORS IN CASE OF ITALY
Xurshid Amirov, Azizbek Bafoyev, Bahodir Durdimurodov, Rukhiddin Zayniddinov

In this article, we measure the economic development of Italy and examine the factors that will influence it. For the research purposes we have selected several factors that have a great impact on economic growth. We take GDP per capita as a measure of a country's economic development. The purpose of this study is to examine the dynamic and long-term relationships between variables and GDP per capita.

11/30/2023
  • PDF
21-31 265 151
THEORETICAL ASPECTS OF YOUTH EMPLOYMENT MANAGEMENT IN THE MODERN SOCIO-ECONOMIC SYSTEM
Behzad Tagaev

The employment indicator of the population is one of the most important descriptive aspects of the labor market, which, as an economic indicator, reflects the level of satisfaction with wages, the number of employees, the level of involvement in labor activity, personal needs, etc. In this regard, one of the urgent tasks is to study the issues of youth employment, which is considered a kind of “hot” segment of the labor market.

10/31/2023
  • PDF (Uzbek)
70-79 175 117
INCOME OF THE POPULATION AND STANDARDS OF LIVING IN UZBEKISTAN
Ibragim Khusinov, Nasiba Imamova

The article draws conclusions and proposals on the current state of life of the population of the country and its further improvement.

09/07/2023
  • PDF (Uzbek)
73-80 520 179
THE ROLE OF BANKS IN INCREASING POPULATION ENTREPRENEURSHIP
Mohigul Murodova

In our country, a youth policy has been developed for the younger generation, especially for them to take their place in society, and this policy has been strengthened by a legal basis and is enshrined in our main document, the Constitution of the Republic of Uzbekistan and a number of regulatory documents, as well as a statement of research aimed at ensuring profitability in increasing population entrepreneurship.


Scientific proposals and practical recommendations are given, paying attention to issues such as the current situation and solutions observed in the population, the scientific potential of the population, the situation in education, assistance to the population with poor social status, providing them with modern education in achieving a level of spiritual maturity, and especially providing them with employment.


The article develops recommendations on the application of the proposals and recommendations on the role of banks in increasing population entrepreneurship in the process of compiling reports of JSCB "Mikrokreditbank".

01/31/2025
  • PDF (Uzbek)
77-84 129 100
ECONOMIC INDICATORS OF ENSURING EMPLOYMENT IN THE REGIONS
Berdimurod Bozorov, Nodira Ulug‘muradova

This article analyzes and studies the economic indicators of ensuring employment in the regions. The main focus is on the population growth rate and the number of applications submitted to employment support centers at the district level.

05/30/2025
  • PDF (Uzbek)
64-70 136 78
ECONOMETRIC ANALYSIS OF HOUSEHOLD INCOME AND DEMAND FOR CONSUMER GOODS
Mahbuba Muminova , Gulnoza Daurova

In this article, in an econometric analysis of household income and demand for consumer goods, energy consumption per capita is assessed, the problems of ensuring energy savings are studied, the processes for eliminating them, as well as the efficient use of electrical energy resources have been studied. To assess the electricity consumption of the Republic of Uzbekistan, energy consumption in industries and sectors of the economy was compared and analyzed, and using elasticity coefficients it was studied how much electricity consumption will increase the income of the population by 1%.

12/27/2024
  • PDF (Uzbek)
107-112 170 69
SERVICES PROVIDED TO THE POPULATION IN MODERN AREAS AND THEIR DESCRIPTION
Najmiddin Ismailov

This article describes the role of services in improving the well-being and standard of living of the population of modern areas, their uniqueness, as well as the types of activities included in services. The share of the service sector by types of economic activity is analyzed.

11/29/2024
  • PDF (Uzbek)
133-138 101 47
PRIORITY DIRECTIONS FOR THE DEVELOPMENT OF SMALL BUSINESS AND ENTREPRENEURSHIP IN THE REPUBLIC OF UZBEKISTAN
Nursuluv Tuganbekova

The pace of private entrepreneurship is advancing rapidly in Uzbekistan. A
range of advantageous legal and economic conditions has been established for local entrepreneurs
and investors. The ongoing process of liberalization within the national economy is positively
influencing the upswing in economic indicators. Prosperous economic advancement lays the
foundation for the elevation of the population's well-being. Measures are underway to continually
enhance and refine the business environment and foster entrepreneurship. The article outlines the
findings from an analysis of the current state and future prospects of private entrepreneurship.
Additionally, the article delves into prioritized avenues for the ongoing development of the private
sector

02/29/2024
  • PDF (Russian)
618-624 136 83
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