This article examines the ways in which organizations can develop through the formation of a competitive environment. The competitive environment is a key factor affecting the efficiency and sustainability of businesses in modern economic conditions. The author analyzes the main aspects of creating a competitive environment, including innovative approaches, strategic planning, and interaction with stakeholders. The article discusses examples of successful practices implemented in various industries that have helped improve the competitiveness of organizations. Additionally, it addresses the problems and challenges that enterprises face when trying to adapt to changing market conditions. Recommendations are provided for implementing effective strategies to foster a healthy competitive environment, which, in turn, contributes to the long-term development and success of organizations. The findings of this study may be useful for managers, specialists, and researchers in the fields of management and economics.

The article studies the characteristics of the agricultural market of the Namangan region, gross agricultural product, the composition of agricultural products, the share of agriculture in the gross regional product, the growth rates of agricultural production, the main indicators of the competitive environment in the agricultural market, methods for assessing the competitive environment, and current problems of the competitive environment in the Namangan region

This article discusses the issues of developing a competitive environment in the country by improving tax administration. The existing problems in the tax administration system, their impact on the activities of business entities and factors affecting the level of competitiveness are analyzed. The methods used in international experience to improve the efficiency of tax administration and their positive impact on the competitive environment are studied. Also, the possibilities of creating equal conditions for business entities by simplifying, digitizing and increasing transparency of tax administration in the conditions of Uzbekistan are substantiated. Based on the results obtained, scientific and practical proposals for further developing the competitive environment are developed.

The tax administration plays an important role in the formation of a competitive environment for business entities in the Republic of Uzbekistan. Issues of improving tax administration and its impact on creating a more favorable and competitive business environment will be discussed. It emphasized the importance of effective tax administration in attracting investments, encouraging entrepreneurship, and providing equal conditions for business entities. The need for simplification of tax procedures, transparent tax policy and effective implementation has been shown to create a favorable environment for business. It concludes with a proposal for a collaborative effort between governments, tax authorities and businesses to address these challenges and achieve competitive advantage in the global marketplace.

The impact of foreign trade liberalization on the competitive environment in the country's economy is theoretically studied, and the effect of changes in import tariffs on the development of competition in the economy and the positive change in foreign trade are analyzed by using the OECD product market regulation indicator.

The article is devoted to the formation of a competitive environment in the service industry, a more in-depth study of the demand for services in the future, the role of benchmarking in the development of innovative activities in organizations and the effective management system of the service market. Benchmarking is the study of the "best" services and goods in the organization's marketing policy, the marketing process, and the development of one's own way of working, taking into account the achievements and shortcomings of direct competitors. This includes the organization and management of events, the search for the necessary financial resources, information supply, the provision of basic and additional types of services, the achievement of coordination with the service personnel, the organization of the flow of services and their security.

This paper provides a comprehensive analysis of the theoretical, legal, and institutional foundations of state support for small business and private entrepreneurship. The study substantiates the role of small business in the development of the national economy, emphasizing its importance in ensuring employment, forming a competitive environment, and strengthening economic stability. In addition, the content and effectiveness of financial, tax, credit, organizational, and legal support mechanisms implemented by the state to promote small business and private entrepreneurship are examined from a scientific perspective.

This article examines the scientific and methodological foundations of marketing activities in e-commerce platforms. The study focuses on the analysis of market trends, the competitive environment, and the importance of modern digital marketing tools. Furthermore, new approaches are suggested to enhance the efficiency of e-commerce platforms. The paper concludes with recommendations for developing effective marketing strategies.

This article is devoted to assessing the prospects for attracting foreign direct investment (FDI) to Uzbekistan until 2030 in the context of accelerating structural modernization of the economy, expanding public-private partnerships, the growth of the "green" agenda, and the deepening of digital reforms. The purpose of the study is to identify factors that determine not only the quantitative scale of capital inflow but also its qualitative contribution to productivity, technological renewal, export diversification, and the formation of local value chains. The methodological framework combines comparative-institutional, structural, and problem-oriented analysis of official and analytical materials from 2022-2025. Based on a literature review, it is shown that for developing and transition economies, the sustainable effect of FDI depends on the quality of institutions, the predictability of the regulatory environment, the depth of the financial market, and the state's ability to link investment policy with industrial, innovation, and infrastructure strategies. It is established that Uzbekistan possesses significant competitive This article is devoted to assessing the prospects for attracting foreign direct investment (FDI) to Uzbekistan until 2030 in the context of accelerating structural modernization of the economy, expanding public-private partnerships, the growth of the "green" agenda, and the deepening of digital reforms. The purpose of the study is to identify factors that determine not only the quantitative scale of capital inflow but also its qualitative contribution to productivity, technological renewal, export diversification, and the formation of local value chains. The methodological framework combines comparative-institutional, structural, and problem-oriented analysis of official and analytical materials from 2022-2025. Based on a literature review, it is shown that for developing and transition economies, the sustainable effect of FDI depends on the quality of institutions, the predictability of the regulatory environment, the depth of the financial market, and the state's ability to link investment policy with industrial, innovation, and infrastructure strategies. It is established that Uzbekistan possesses significant competitive

This article describes the improvement of the administration based on bringing the service to business entities to a new level, increasing the tax administration literacy of the population, supporting entrepreneurship, creating an equal competitive environment and guaranteeing the rights of consumers, and encouraging the active participation of the general public in curbing the underground economy. In addition, in recent years, in our republic, large-scale reforms aimed at creating favorable conditions for conducting business activities in the country's tax and financial sectors, improving the investment environment, and further strengthening the confidence of business circles have been analyzed. At the same time, the fields were studied, foreign experience, scientific-practical conclusions and proposals were formed on its application in our country.

In the context of globalization, the issues of sustainable development of the agro-industrial sector and ensuring competitive advantages in foreign markets have become increasingly relevant. This article provides a comprehensive analysis of the conceptual and theoretical foundations of the competitiveness of agro-industrial production. From this perspective, the article theoretically examines the influence of the main factors shaping the competitiveness of agro-industrial production, including the institutional environment, resource potential, innovative development, human capital, and state economic policy.

This scientific аrticle exаmines the importаnce of mаrket infrаstructure in the context of economic modernizаtion, including the impаct of infrаstructure on the аctivities of food production enterprises. Аlso, there аre proposаls аnd recommendаtions for the development of structurаl chаnges in the economy, modernizаtion аnd renewаl of its leаding brаnches, expаnsion of infrаstructure, food industry entrepreneurship, infrаstructure, finаnce, insurаnce, leаsing аnd аpprаisаl compаnies.

To determine the directions for improving corporate culture in joint-stock companies, attention must be paid to its advantages and problems. An effective corporate culture directly influences the activities and long-term prospects of joint-stock companies. Such a culture is one of the most important factors for the success of joint-stock companies and is crucial in maintaining a competitive edge. Moreover, it affects the ethical virtues, dedication, work productivity, physical health, and emotional well-being of individuals in the organization. This article analyzes the problems of corporate culture in joint-stock companies and identifies ways to effectively address them. It also examines the importance of corporate culture and its role in the company's operations, as well as the impact of culture on economic indicators. Issues such as insufficient development of corporate culture, weak communication among employees, and non-compliance with ethics and values are analyzed. Solutions proposed include strategic approaches to developing corporate culture, regular educational and training programs, creating an open communication and trust environment, and developing and implementing ethical codes. The research provides practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

The problem of banking monopoly in the financial services markets is an important issue facing the economy of Uzbekistan. This problem is exacerbated by the problems of state participation in the formation of the capital of commercial banks, the lack of inter-industry competition between the securities market, etc. This article discusses some areas of work to overcome monopolism, provide conditions for the formation and development of fair competition in the financial services markets of Uzbekistan.

This study examines the impact of the relationship between bank assets and liabilities on bank profitability, highlighting the critical role of effective asset-liability management in financial performance. Banks generate income primarily through interest earned on assets such as loans and investments, while liabilities, including deposits and borrowings, represent the cost of funds. The balance between these two elements determines net interest income (NII) and net interest margin (NIM), both key indicators of profitability. Factors such as interest rate spreads, asset quality, maturity mismatches, and liquidity management significantly influence the bank’s profitability. A well-managed asset-liability mix enhances income stability and reduces risks associated with interest rate fluctuations and liquidity constraints. Conversely, poor management can lead to reduced margins, increased risk exposure, and potential financial instability. Understanding and optimizing the interplay between assets and liabilities is essential for banks to maximize profitability, manage risks, and sustain long-term growth in a competitive and regulated environment. From this point of view, in this article, I tried to reveal the importance of the net interest margin in increasing the profitability of the bank, as well as the state of management of bank assets and liabilities in the banking system of the Republic of Uzbekistan and its effect on the efficiency of the banking system.

Annotation: as a result of the reforms carried out today in order to attract international and local consultants or organizations for the sale of state assets and further improve the competitive environment, according to the relevant decision and assignments of the state commission for the privatization of state assets and coordination of privatization processes, in the last three years the state share of the Taking into account this, this article explores the existing problems in the development of reforms carried out in order to establish constant control over the course of the implementation of the schedules for attracting foreign investors to Joint-Stock Companies and to implement the processes of privatization of state-owned objects on the principles of openness and transparency, legality, to create equal conditions.

This article examines the impact of digital transformation and digital technologies on the effectiveness of banking activities. Through a comprehensive analysis of relevant literature and empirical data, the authors explore various dimensions of digital technologies and their impact on banking performance. In the article, digital transformation in the banking system involves the integration of digital technologies to modernize operations, improve customer experience and improve overall efficiency. This process has gained significant momentum in recent years as banks strive to remain competitive in a rapidly evolving financial environment. In the banking system, the analysis of digital transformations has been comprehensively analyzed on several key technologies that play a decisive role in increasing efficiency.

In this article, the scientific-theoretical issues of taxation of service enterprises in
Uzbekistan, the development of the service sector based on special approaches, the provision of business entities with financial resources and infrastructure, and the introduction of a favorable tax regime for them are defined as the current issues of today. received, which requires the application of favorable tax regimes to service enterprises and the implementation of research and development
activities aimed at achieving its effectiveness. At the same time, it is necessary to take the service to business entities to a new level, to further increase the tax administration literacy of the population, to support entrepreneurship, to create an equal competitive environment and to guarantee the rights of consumers, and to curb the hidden economy. improvement of administration based on
encouraging active participation is highlighted. At the same time, the fields were studied, foreign experience, scientific-practical conclusions and proposals were formed on its application in our country.

To determine the directions for improving corporate culture in joint-stock companies, attention must be paid to its advantages and problems. An effective corporate culture directly influences the activities and long-term prospects of joint-stock companies. Such a culture is one of the most important factors for the success of joint-stock companies and is crucial in maintaining a competitive edge. Moreover, it affects the ethical virtues, dedication, work productivity, physical health, and emotional well-being of individuals in the organization. This article analyzes the problems of corporate culture in joint-stock companies and identifies ways to effectively address them. It also examines the importance of corporate culture and its role in the company's operations, as well as the impact of culture on economic indicators. Issues such as insufficient development of corporate culture, weak communication among employees, and non-compliance with ethics and values are analyzed. Solutions proposed include strategic approaches to developing corporate culture, regular educational and training programs, creating an open communication and trust environment, and developing and implementing ethical codes. The research provides practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

This article describes the improvement of the administration based on bringing services to business entities to a new level, further increasing the tax administration literacy of the population, supporting entrepreneurship, creating an equal competitive environment and guaranteeing the rights of consumers, and encouraging the active participation of the general public in curbing the underground economy. In recent years, countries around the world have been paying special attention to the implementation of various mechanisms to prevent and reduce tax evasion by taxpayers when developing their short-term and long-term budget-tax policy strategies. At the same time, conducting scientific research aimed at reducing illegal financial flows, analyzing the factors that cause tax evasion by taxpayers, reducing the hidden economy, and focusing on the scientific and theoretical aspects of tax evasion processes remains one of the priorities. At the same time, the fields were studied, foreign experience, scientific-practical conclusions and proposals were formed on its application in our country.

The article examines the theoretical foundations of the functioning of competition as an economic phenomenon that arises in a competitive banking environment, and also identifies the features of banking competition. Its structure is described, manifestations of the development of competition in the financial market in Uzbekistan are noted, and indicators of the competitiveness of the banking system are assessed.

This article discusses the origin of monopoly, various definitions given to it, regulation of monopolies and increasing the role of the state in it, the essence, theoretical foundations, necessity of anti-monopoly management, and the importance of developing a competitive environment in our country.

Diversification of the structure of the economy in Uzbekistan and its competitiveness, consistent introduction of market mechanisms to all sectors of the economy, reduction of poverty and increase the well-being of the population,rapid development of the digital economy, transformation of state companies, ensuring sustainable economic growth by reducing the participation of the state in the economy constitute the priorities of economic reforms currently being carried out. Within the framework of these economic reforms, the definition of urgent tasks for “formation of a free competitive environment in the commodity and financial markets”, “popularization of the life insurance network and personal insurance among the population, their large-scale promotion and development of new types of life and personal insurance” is a theoretical analysis of insurance activities in the country- it indicates the need to carry out research work on improving the methodological and practical basis, increasing the level of salinity and quality of insurance services in the structure of financial services.

The management of business entities is obliged to consciously evaluate the results of their activities in order to ensure compliance with the set goals and strategies in a highly competitive environment. This, in turn, indicates the need to determine the efficiency and productivity of each component and employees of an economic entity, as well as the development of measures to eliminate identified deficiencies. It is when implementing such measures that the management of business entities should use operational audit. This article describes the conditions and factors that hinder the implementation of operational audit and its popularization.

This article discusses the role and importance of small businesses and private entrepreneurship in the economy and their importance in recent years. It also analyzes the role of small businesses in strengthening the competitive environment and their potential to support innovative activities. The study examines the effectiveness of state policies, incentives and incentive mechanisms aimed at developing small businesses.