The article examines the main issues of improving mobile technologies in electronic banking of the Republic of Uzbekistan at the present stage. Existing problems associated with the development of mobile technologies in electronic banking have also been identified. Based on the conducted research, practical proposals and scientific recommendations for improving mobile technologies in electronic banking of the Republic of Uzbekistan have been developed.
This article analyzes the impact of financial technologies (FinTech) on the development of Uzbekistan’s financial system. It is argued that FinTech projects serve as an essential tool for improving financial inclusion, enhancing service efficiency, and boosting economic productivity through digital payments, mobile banking, and microcredit services. The discussion is based on statistical data, international practices, and national legislation, highlighting the future potential of FinTech in the country.
This article presents an analysis of scientific and theoretical approaches aimed at the introduction of international transformation processes, highlights strategic trends in the economic and technological environment of international transformation processes in the activities of commercial banks of the Republic of Uzbekistan. Justification of the expediency to ensure transformation in the form of transactions and transactions aimed at meeting the customer's need for banking services and charging fees based on digital technologies.
The article analyzes the development of digital strategies in commercial banks and their role in ensuring economic efficiency and financial stability. The study examines the impact of digital technologies, mobile and online platforms, as well as artificial intelligence and big data systems on the transformation of banking services. The research results provide recommendations for modernizing bank strategies, expanding service accessibility, adapting to customer needs, and enhancing competitiveness.
This article, the priority tasks of introducing modern technologies to banks are researched, and several priority tasks and stages that should be implemented in the widespread use of digital technologies in networks today are analyzed. Also, the priorities of introducing digital technologies to banking services during the digital transformation process are highlighted.
The article examines the current trends in the digitalization of the banking sector, focuses on the analysis of international experience and the specifics of the introduction of digital technologies in Uzbekistan. Examples of successful transformation of banks such as Tinkoff Bank, WeBank and Monzo are given, which demonstrate the effectiveness of using mobile applications, artificial intelligence, blockchain technologies and CRM systems. The prospects for the development of Kapitalbank in the context of digitalization, including the introduction of new technologies, improving customer service and strengthening information security, are studied. Based on the analysis, recommendations are proposed to accelerate the digital transformation of the banking system of Uzbekistan, taking into account national characteristics and international experience.
This article examines the issues of improving next-generation banking services in the context of economic transformations. The practice of providing next-generation banking services through modern financial technologies under conditions of digital transformation is analyzed. As a result of the research conducted on the topic, existing problems were identified, and practical proposals and scientific recommendations for their elimination were developed.
In this article, the main directions of the development of FinTech strategies in commercial banks are presented on the example of banks operating in Uzbekistan. Among the main areas of FinTech strategies are digital payment systems, artificial intelligence (AI) and data analysis, blockchain, banking mobile applications, digital banks and FinTech startups. Also, the changes in banks as a result of their application were analyzed based on the data of the Central Bank of the Republic of Uzbekistan. In this, information about plastic cards in circulation in banks, payment terminals installed by banks, ATMs, infokiosks, bank applications, digital banks from 2001 to August 1, 2024 was presented and analyzed graphically.
This article explores the role of fintech services in international financial markets, their development trends, and the emergence of innovative solutions driven by global experience. The author analyzes the role of fintech in the digital economy, highlighting regional characteristics (North America, Europe, Asia-Pacific, LAMEA) and the growing influence of companies like PayPal, Stripe, Revolut, and Ant Group. Based on statistical data, the article outlines key advantages of fintech services, such as speed, cost reduction, financial inclusion, and innovative product offerings. The conclusion emphasizes the future prospects of the fintech sector and the importance of cooperation between technological innovation and regulatory authorities.
This article presents scientific and practical proposals for ensuring the liquidity of commercial banks in the context of modern globalization, increasing their role in the socio-economic development of the country and ensuring the continuity of payments in the national economy.
The article examines the main issues of transformation of commercial banks in the context of the development of digital technologies in the Republic of Uzbekistan at the present stage. Existing problems associated with the development of remote banking services and mobile technologies have also been identified. Based on the research, practical proposals and scientific recommendations have been developed to improve the transformation of commercial banks in the Republic of Uzbekistan.
In this article, the priority tasks of introducing modern technologies in the process of transformation of banks are researched, several priority tasks and stages that should be implemented in the widespread use of digital technologies in networks today are analyzed. Also, researches have been carried out on the introduction of identification systems in banks to determine the identity of the client.
