The rapid development of internet technologies has made digital networks an integral part of modern life, making cybersecurity a pressing issue. The need to protect sensitive personal, corporate, and government data in the online environment is constantly growing. This study analyzes key cybersecurity threats, including data leaks, malware, and phishing attacks, based on publicly available scientific databases, and assesses the capabilities and limitations of existing security technologies. The results demonstrate that cyberattacks are becoming increasingly sophisticated, and traditional defense measures are not always sufficient. The conclusion substantiates the need to ensure future cybersecurity through integrated, proactive approaches, artificial intelligence-based solutions, and comprehensive strategies based on increased user awareness.

The article discusses the development of a commercial risk management concept aimed at a holistic presentation of scientific hypotheses and ideas, patterns, goals and objectives, principles and functions of management, theoretical and methodological issues related to management methods and methodology for developing risk management strategies in modern enterprises. Based on the proposed risk management concept, a conceptual model is proposed that makes it possible to philosophically and conceptually comprehend the essence of risk management based on the basic rules of modern concepts of commercial, commercial management, strategic management and risk management, clarify possible sources of commercial risks, clarify the interrelation of a complex of scientific knowledge on risk management.