TIJORAT BANKLARIDA INQIROZGA TA’SIR ETUVCHI OMILLAR
DOI:
https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp388-394Annotasiya
Maqolada tijorat banklarida inqiroz yuzaga kelishiga ta’sir etuvchi asosiy omillar ilmiy jihatdan tahlil qilinadi. Tadqiqotda bank inqirozi kredit portfeli sifati, likvidlik, kapital yetarliligi, depozitlar barqarorligi, foiz stavkasi va valyuta risklari bilan bevosita bog‘liq ekani asoslab beriladi. O‘zbekiston bank tizimi bo‘yicha 2024-2025-yillar statistik ma’lumotlari asosida muammoli kreditlar, aktivlar, depozitlar va kapital ko‘rsatkichlari tahlil qilinadi. Tahlil natijalari tijorat banklarida inqiroz xavfini baholashda alohida ko‘rsatkichlarga emas, balki kompleks risk-menejment yondashuviga tayanish zarurligini ko‘rsatadi
Kalit so‘zlar:
tijorat banklari bank inqirozi muammoli kreditlar likvidlik kapital yetarliligi depozitlar moliyaviy barqarorlik risk menejmentiBibliografik manbalar
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